Legal Information
Disclaimer, Privacy Policy, and Important Risk Disclosure
Disclaimer
The information provided on this website is for educational and informational purposes only. True Wealth is a financial advisory service that provides investment guidance and recommendations.
We do not guarantee any returns or outcomes: All investments carry inherent risk. Past performance does not guarantee future results. The value of investments can go down as well as up, and you may not recover your initial investment.
This is not investment advice for everyone: Any recommendations we provide are based on your specific financial situation, goals, and risk tolerance. What works for one person may not be suitable for another. Always assess your own situation before making investment decisions.
Markets are unpredictable: No one can predict market movements. We use sound principles and disciplined strategies, but unexpected events can affect markets at any time.
Regulatory compliance: True Wealth operates in compliance with applicable laws and regulations. We hold the necessary certifications and registrations as required.
By using our services, you acknowledge that you have read and understood this disclaimer and accept the risks associated with investing.
Privacy Policy
At True Wealth, we take your privacy seriously. This Privacy Policy explains how we collect, use, and protect your personal information.
Information We Collect
- Contact information (name, email, phone number)
- Financial information (income, goals, risk profile)
- Usage information (website interactions)
- Any information you voluntarily provide
How We Use Your Information
- To provide personalized financial advice
- To communicate with you about your account
- To improve our services
- To comply with legal and regulatory requirements
Data Security
We implement appropriate security measures to protect your personal information from unauthorized access, alteration, disclosure, or destruction. However, no method of transmission over the Internet is 100% secure.
Sharing Information
We do not sell, trade, or rent your personal information to third parties. We may share information with third parties only as required by law or with your consent.
Your Rights
You have the right to access, update, or delete your personal information. Contact us to exercise these rights.
Risk Disclosure
Investing involves risk. Please understand the following risks before deciding to invest:
Market Risk
Market prices can fluctuate due to economic, political, and other factors. Your investment value can go down.
Liquidity Risk
Some investments may not be easily convertible to cash. You may face delays in liquidating your investments.
Inflation Risk
Inflation can reduce the purchasing power of your returns. The real return may be lower than the nominal return.
Interest Rate Risk
Changes in interest rates can affect bond prices and fixed-income investments. Rising rates typically lower bond values.
Concentration Risk
Concentrated portfolios (few holdings) carry higher risk. Diversification helps mitigate this risk.
Regulatory Risk
Changes in laws and regulations can impact investment performance and tax implications.
Behavioral Risk
Emotional decisions during market volatility can lead to poor outcomes. Our structured approach helps minimize this.
Before investing, carefully consider your financial situation, goals, time horizon, and risk tolerance. If you're unsure, seek professional advice.
Regulatory Information
NISM Certification: True Wealth is certified by the National Institute of Securities Markets (NISM) for investment advisory.
AMFI Registration: We are registered with the Association of Mutual Funds in India (AMFI). ARN available upon request.
Compliance: We comply with all applicable laws and regulations including SEBI guidelines and insurance regulations.
Grievance Redressal: If you have any concerns or complaints, please contact us immediately. We have a robust grievance redressal mechanism in place.
Last Updated: February 2024
These policies are subject to change without notice. Regular updates are encouraged.